Aviva LifeLong:

Aviva Life-Long, the name itself spells comfort and peace of mind.  You can guess that it is a policy that covers the whole life of the buyer.  It is an attractive whole life plan offering insurance as well as savings. 

The Premium paying term can extend even up to 85 years of age. That’s a real good age to benefit from any life insurance isn’t it?

To buy the Aviva Life-Long you need not have to undergo any medical examination.  It can be a single life policy or a joint life policy along with your spouse.  After all, our life is too dear to us and when insurance policies such as these are valuing our lives to such an extent, what else do we need?

The entry age for the Aviva Life-Long policy is 0-60 years.  The policy term spans the whole life of the person insured.  The minimum annual premium should be Rs.10,000.  There is no maximum limit for this policy.

The Aviva Life-Long policy offers a death benefit which offers your nominee, in the unfortunate event of your death, a lump sum equal to the higher of the life cover or the value of units pertaining to the regular premiums.

If you have opted for an AD&D rider, and if your death is by an accident, your family can avail of an additional life cover to a maximum of 50 lacs.  So this is surely a policy that anyone would want to opt for.

The Aviva Life-Long policy also offers two riders, the Critical Illness and Permanent Total Disability rider and Hospital Cash benefit rider.  If you have opted for the hospital cash benefit rider and you happen to be critically ill and in hospital, the company will make regular cash payments everyday to settle your hospital bill.

If you are critically ill and your illness is covered under the policy, you will get a lump sum equal to the rider sum assured.

The Aviva Life-Long policy is the permanent solution for protecting not only your long term life savings but also your life which certainly would be peaceful since you have opted for such a useful plan.