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India Insurance > Companies » Future Generali » Motor Insurance » Future Secure Motor Insurance

Future Secure Motor Insurance:

Future Secure Motor Insurance is a policy which covers and protects the car owner if the car is damaged, lost, or is stolen.  This insurance also adds to the provisions given in the mandatory third party cover.

The Third Party legal liability sees to any legal problems, if while driving the car or motor bike you accidently hit someone and that person is injured or dies, or by your driving, any property is damaged.

The Future Secure Motor Insurance Policy recommends,
If you buy this plan, any loss or damage caused to your vehicle due to natural calamities like fire, flood, earthquake, landslide, hailstorm etc., will be covered under this policy.  This insurance also covers you if your vehicle is lost or damaged by man made calamities like theft, riot, terrorist activity, or during traveling.

Beneficial covers are promising
Person accident cover:  If you are the owner of a vehicle and meet with an accident while driving, this insurance will cover you under the personal accident cover.  If you own a two-wheeler you are eligible to get one lac rupees.  If you own a car or any other bigger vehicle, you are eligible to receive two lac rupees.  This insurance will not cover you if you are driving a company owned car or vehicle.

Additional legal liabilities,
If you are the owner of a company and you have bought this insurance, you can avail of the legal liabilities offered in this insurance by paying extra premium for this purpose.  If you have opted for this facility, then your employees like the driver, conductor, or cleaner if it is a bus or lorry, or if your company employees happen to be traveling in the company vehicle, will be covered if they meet with an accident at that time.

There is also something called the No Claim Bonus facility in this insurance which you can claim during the policy term.  Otherwise, you can also claim for it at the time of renewing your policy.  You also have the facility of transferring the benefits of the No Claim Bonus if you want to change your insurance company.

If you buy this policy and if you are a member of a registered Automobile Association you are eligible to get a discount on the premium.

You can also avail of discounts in your premium if you are using anti-theft devices in your vehicle which is approved by the ARAI.

You should buy Future Generali’s Future Secure Motor Insurance and see and experience the loss and damage you are saved from by owning a vehicle.

 


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