HDFC Unit Linked Pension II plan:

The days of retirement can be trying and tormenting moments.  No one would want to sit idle at home after working hard for almost 30 to 35 years.  

At the same time no one would want to wait on their children to take care of their needs. The best solution to this torment and trial is to take an insurance policy that would provide you with the best returns after retirement.

The HDFC Unit Linked Pension II is a unique policy tailormade to suit every retired person.  It gives you the freedom to increase your investment returns and live a retired live in peace and harmony. 

Retirement years are said to be golden years of pride and dignity, but only if one has money can it be that way.

The features of the Unit Linked Pension II
Investment plans are many and one has the freedom to check market rates with the option of Asset Allocation.  One can avail a post retirement income on life as well as a 50% annual premium either at vesting or on death.  One can plan one’s retirement date.
 
This features schemes like choosing the investment and the premium amount by oneself. At the end of the policy term an accumulated value of funds that can be used to provide the pension income can be claimed.

The Benefits of this policy are attractive too
At the time of death of the policy holder a unitized fund value along with extra additions will be paid in full to the nominee. 

Or at the time of maturity of the fund the policy holder will receive the full value of the funds along with added bonuses which would be used as a pension income according to the government regulation.

One has the option of purchasing annuity after taking 1/3 of the value of the fund as a tax-free amount.  One can either purchase the annuity with HDFC or any other insurer of one’s choice.

With benefits such as these where the retired individual’s needs are well taken care of no one would feel troubled any more at the time of retirement.  In fact retirement would increase the happiness around the home with children and grand children.