HDFC Unit Linked Endowment plus II:

There are many insurance companies providing life cover, that we do not know what to choose, and which is the best and most reliable for ourselves and our family. 

HDFC Unit Linked Endowment Plus II is a savings plan offered by HDFC that looks after our savings today and works to multiply it to a financially independent tomorrow.  Even though the life insured is no more, his family can benefit and be financially secure by the advantages supplied in this policy.

By buying HDFC Unit Linked Endowment plus II you have the following gains:
This plan has something known as the loyalty units.  These loyalty units are credited to your account if you have paid your premiums faithfully and regularly year after year. 

After every year, the policy will increase your loyalty unit by a small edge, as long as they see that your payments are regular.  By these loyalty additions, your fund value will receive a raise at the time of maturity.

This plan provides security for your family even after your death.  After your death, which happens during the policy term, your beneficiary is eligible to receive greater of the sum assured and the whole fund value.

This plan has four additional plan benefit options.  You can opt for any single one depending on your need.  They are the Life Option which provides only the death benefit. 

The next one is the Extra Life Option which provides Death Benefit as well as Accidental Death Benefit.  

The third one is Life And Health Option which provides Death Benefit as well as Critical Illness Benefit.  The fourth option is the Extra Life and Health Option which provides Death Benefit, Critical Illness Benefit as well as Accidental Death Benefit. 

This plan gives you the choice to pay your premium at your convenience.  You can pay it monthly, half yearly or yearly.

If you wish to shift your amassed funds from one fund option to another, you can do so at anytime, since this plan permits you to do it.

HDFC’s Unit Linked Endowment Plus II is a policy for a person who wants to secure his life as well as the needs of his family in his absence.  If you buy this plan, you will have no regrets, since it takes care of life’s many difficulties by its benefits.