ICICI Lombard Family Floater Health Insurance Policy:

ICICI Lombard Family Floater Health Insurance Policy is an absolute health plan which provides financial aid for you and your family during times of illness and hospitalization.  Most of us dread going to a private hospital for treatment because we know that the charges would be very high.  

Even though good treatment is provided in a private hospital, it is a strain on our finances, especially for the lower and middle class people.  If you insure yourself and your family in the ICICI Lombard Family Floater Health Insurance Policy, your worries about hospitalization and its expenses will be looked after by them.

The ICICI Lombard Family Floater Health Insurance Policy recommends,
If you buy this plan you and your family will be protected against financial problems which would arise at the time of sickness and hospitalization.  You can cover your whole family under one sole plan.

You have many advantages in buying an ICICI Lombard Family Floater health Insurance Policy because,
It provides you with the facility of cashless hospitalization.  If you are admitted in a hospital that is covered by this insurance, you just have to show your insurance card, give your number and you will be admitted at once without any claims for money.

To buy this policy you do not have to undergo any medical check-up if you are below the age of 55 years. If you have not claimed any medical expenses for a period of one year, you will be rewarded with an added sum assured.

This is the only policy that protects you and your family against terrorist activities.

If you buy this plan your hospitalization charges, ambulance charges, doctors’ charges, room charges, medical bills, and outpatient charges will be taken care of.  If you have been diagnosed with a disease before taking the policy, this will be covered also after you have completed four years of the policy term.  After four years of taking this policy, it will provide you with facilities like free health check ups.

You will not need to pay the insurance company any kind of special fee since they are helping you financially.

The Family Floater covers around 3500 hospitals across India.  You will be given a list as to the hospital names which have this insurance cover and you can easily go for your treatment from those hospitals alone.

You can buy a Family Floater for yourself and your family including your dependant parents and/or children.  The buyer of the policy should have completed the age of 18 years and children below the age of 91 days cannot be covered under this policy.

The policy states that if children between the ages of above 91 days up to 5 years are to be covered, it should include another adult too in the same policy.

In a nutshell we can say the ICICI Lombard Family Floater Health Insurance Policy is a thorough insurance policy.