ICICI Lombard Motor Insurance Policy:

ICICI Lombard Motor Insurance Policy is a complete plan which is designed to provide cover for your four-wheeler against natural and man-made disasters.

While driving your car, if you meet with an accident and a third person is hurt by that accident, this policy will cover their expenses as well as if there is any damage caused to your car.  Also if you meet with an accident by hitting against another vehicle or into a tree, you can claim the damage caused to your four-wheeler as well as if any third person is hurt, their expenses too will be covered.

The ICICI Lombard Motor Insurance Policy recommends,
If you buy this plan you can approach any of the 2700 garages across the country which have ICICI Motor Insurance policy, for cashless repairing of your four-wheeler.

ICICI Lombard Motor Insurance offers you the benefit of a No claim bonus facility, if during a particular policy period you have not made any claims on the insurance company.  This is done when you are renewing your policy for the next policy period.  You are also given the benefit of transferring your No claim bonus facility from any previous insurance company that you had been taking insurance from and get all the benefits of that bonus.

The benefits in buying an ICICI Lombard Motor Insurance Policy include,
Cover for your four wheeler against any damage caused by terrorism and terrorist activities.  If your vehicle is damaged and has to be towed to the garage, those charges can also be claimed by you up to a limit of rupees one thousand five hundred.

You can claim for a discount of 5% in the Own Damage Premium if you are a member of an approved Automobile Association in India.  Will amount will be approximately rupees two hundred.

If you have set up an ARAI approved burglar device in your four wheeler you can get a discount of 2.5 % in your Own Damage Premium which amounts to around rupees five hundred.

One of the main benefits of the ICICI Motor Insurance Policy is that you are eligible to get a sum of rupees two lakhs as insurance, if while driving the four wheeler or while getting in or getting out of the vehicle, you meet with an accident.  This benefit is called the Personal accident cover.

While driving if you have accidently hit another person or property, do not worry, since you will be covered by the Third Party Legal liability facility of the policy with the ICICI motor insuranve policy.

With so many facilities offered to you under one plan, no wonder it is a plan which has high market value and is a must for every one who has a four wheeler.