ICICI Lombard Student Medical Insurance Gold Plan:

Many Indian students go abroad for higher studies.  This has become a regular practice.  In order to make staying in a foreign country more comfortable for such students, ICICI Lombard has designed the Student Medical Insurance Gold Plan. 

This is a comprehensive plan which takes care of the medical and nonmedical issues of Indian students staying abroad.

In order to make this work out better and to provide good quality health care to our students, ICICI Lombard has become the partaker of the United Health Group which is a US Based health care provider.  This provides you with the facility of going to any United Health Care hospital in the US for your medical treatment.

The ICICI Lombard Student Medical Insurance Gold Plan states,
It provides medical insurance and hospitalization facilities for students studying abroad which includes all tyhpes of treatment extehnded to the insurer.  It also provides the student with the protection of a sponsor and compassionate visits.

If a student unfortunately dies abroad, the funeral expenses or the expenses to bring the body back to India will be taken care of by the policy.

In unexpected and unfortunate situations like loss of baggage or passport, the expenses incurred are taken care of by the insurance company.

If a police case and an arrest has been made to the student the bail expenses will be met by the insurance company.  If for any reasons, either health wise or family situation wise, you are not able to continue your studies, the remainder of the semester fee which is already paid will be refunded.

Benefits in buying an ICICI Lombard Student Medical Insurance Gold Plan are,
The policy allows you to pay in indian rupees to avoid having to get the insurance abroad which would cost much more money, at least three times the cost in India. This is one of the only policies which has been accepted by most of the universities abroad.

You have the facility of extending your policy three months before it can expire.  You do not have to wait till your policy expires to renew it like in the other policies available.  You can do it three months before time, which prevents you from forgetting to do it.

This policy provides you with a two-year coverage, so that once you buy the policy, you need not worry about extending it after one year is over.

Not only the inpatient hospitalization expenses are covered, but outpatient expenses are also covered under this policy.  You are not required to undergo any health check up before buying this policy.

Having a medical insurance is a must for students studying in countries like the US, Canada, and Australia.  So it is better for our Indian students to get the ICICI Lombard Student Medical Insurance Gold Plan when planning a trip abroad.