ICICI Smart Kid Regular Premium:

ICICI Smart Kid Regular Premium is a plan that is tailor made to take care in seeing to it that your child receives maximum financial benefit to achieve his educational and professional dreams.

You know what kind of education you want your child to receive and the expenses it would incur and plan for it.This plan sees eye to eye with you by permitting you with the right to choose how much of premium that you wish to pay and how much of money you want to invest.

ICICI Smart Kid Regular Premium offers,
The policy term is estimated by the age your child would be at the time of maturity of the policy minus the age of your child at the time of buying the policy.  The policy term is pliable.

The premium choices provided are also pliable.  The premium is estimated by taking into consideration what you want your sum assured to be, it depends on your age, and the policy term.  If the policy term is less, you will be required to pay a higher premium and vice versa.

During the first four years of your policy term, you are eligible to receive guaranteed bonuses from the policy.  Also after that you will be provided with vested bonuses.

This plan provides the buyer with seven investment options.  One can choose any one of them according to one’s financial goals and plans.  You are also allowed to shift your investment from one fund option to another at anytime during the policy term. 

You are allowed to shift your investments between the funds free of cost at least four times in a year.  If you have shifted your investment for more than four times in a year, you will have to pay a fee of rupees hundred.

This plan has everything you need for providing your child with the best education opportunities available, thus preparing him for a good career opportunity.