ICICI Prudential Hospitalization Plans:

A medical emergency situation arises unexpectedly.  This becomes an anxious moment about the person’s health and the main tension would be the hosital expense.

With the rise in medical expenses day by day it is better to be well prepared financially for any such situation beforehand to enable a good medical treatment to the ailing familymember.

ICICI Prudential has brought forth the Hospitalization Plans which is well designed to meet our needs in such situations.

ICICI Prudential Hospitalization Plans has many benefits.  
Having an interrelated connection with many different hospitals across India which provides the operation of cashless hospitalization. This plan has a long policy term ranging up to twenty years maximum. 

Irrespective of whether you have received benefits from other insurance policies, this plan will also give you an amount called the benefit amount.

You are not required to produce the medical bill in order to receive your benefit amount.  This amount will be provided to you as a lump sum amount no matter what your bill amount might be.

Under this plan there are many benefits like the hospitalization benefit. According to this benefit in case you are hospitalized for more than twenty four hours, you will get this benefit.  This is a fixed amount and will be paid no matter what expenses you have incurred.

There is also an Intensive Care Unit benefit.  According to this benefit, if you are admitted in the ICU, you will receive fifty percent of the hospitalization benefit amount for each day. 

You are eligible to receive this benefit only if you have been admitted for a total of thirty days in a policy year.

If you need to undergo any major surgery, this plan has a constant lump sum amount kept aside for that.  This plan covers around nine hundred major surgeries, so if you have opted for this rider you can enjoy this benefit and go for the surgery without any financial fears.

This plan is a much needed plan today where illnesses are at a high and so are the rates in the hospitals.