ICICI Pru Life Time Gold:

People look for an insurance policy which will give them high returns with minimum investment and greater life cover.  There are many such policies available. 

ICICI Pru Life Time Gold is one such policy where what you invest is reallocated in the share market and you can obtain the profits that the market experiences.  So, in other words this is really a gold plan.

This is a policy which has the facility of a regular premium paying option.  This plan also offers the twin benefit of financial growth as well as insurance for you and your loved ones.

The ICICI Pru Life Time Gold offers,
You can choose how long you want your policy term to be.  The minimum policy term is ten years and the maximum offered by this plan is seventy five years.  So you can choose any kind of term you want. 

Also if you want to decrease or increase the policy term during the policy term period, you are permitted to do so.

You can choose to pay your premiums on a regular basis, either monthly, half yearly or annually to suit your convenience. After you have completed four policy terms, you can make partial withdrawals on your investment if you really need to do so.  

This policy offers the fund value as your maturity benefit when your policy matures. If you die during the policy term, your beneficiary is eligible to obtain higher of the fund value or the sum assured amount.

This policy offers a choice of seven investment funds.  They are Flexi Growth, R.I.C.H., Multiplier, Flexi Balanced, Balancer, Protector, and Preserver.  You can choose the plan which will be more beneficial to achieve your financial goals.

You are also permitted to shift your investment from one fund option to the other at least four times a year without having to pay any extra charges.

You can be assured that you will have no regrets buying this plan, because you stand to only benefit by it and you have nothing to lose by buying this plan.