ICICI Pru Secure Save:

ICICI Pru Secure Save as the name goes is a life insurance policy that strives to give security to your investment as well as to give you a chance to save your hard earned money. 

Since this is a market linked policy it invests your money in the stock market and thus you will also be able to enjoy the gains when the market is on an up slide.  At the same time when the market is running a loss, this policy will see to it that this does not jeopardize your investment.

The ICICI Pru Secure Save provides the following benefits,
Guaranteed maturity benefit is one of the benefits offered by this policy.  This benefit can be obtained only at the time of maturity of the policy and not at the time of death of life insured or at the time of surrender of policy or partial withdrawal of money. 

The longer your policy term is the more guaranteed maturity benefit you will receive.

This plan permits you to pay your premiums according to what is convenient for you.  You can pay them monthly, half yearly, or yearly. This policy offers two types of funds to invest your money in. 

You can choose either one of them keeping in mind your investment goals.  They are Secure Save Guarantee and Secure Save Builder.

You could enjoy your maturity benefit at the time of maturity.  You are eligible to receive higher of the fund value and guaranteed maturity benefit if you have opted for the Secure Save Guarantee fund. 

The Secure Save Builder will allow one to receive the fund value at the time of maturity.

If your unfortunate death takes place while the policy is still running, your beneficiary will receive the sum assured as well as the fund value.

If one wishes to shift to the Secure Save Builder, one is permitted to do so, but not vice versa.

This policy is the best option for those of you wishing to secure your future and also provide financial independence for your family.