Kotak Long Life Secure Plus:

The objective of saving hard earned money and investing it in a reliable investment plan is to secure ourselves and our family’s future financially.  The basic concern is to protect our investment with the help of meticulous designs so that our family gets monetary protection against any unexpected crisis situations. 

Kotak Long Life Secure Plus is a plan which tenders full security to your family and helps them to be financially competent.

The benefits you can obtain by buying a Kotak Long Life Secure Plus is,
The maturity benefit offered by this policy allows one to claim the fund value at the time of maturity of your premium. 

The amount thus matured need not be taken in one lump sum on maturity, it can be taken in installments if the policy holder so desires.

In case of unfortunate death during the policy term, your nominee is eligible to receive cent percent of the sum assured immediately alonbg with the fund value.  In addition to these benefits, also a lump sum benefit is added into the fund value.

In the case of death or if you are permanently disabled due to an accident, then also you can avail of the lump sum benefit without paying further premiums.

The Kotak Accidental Death Benefit rider and the Kotak Critical Illness Benefit rider offers more benefits with the regular policy plan. This plan offers  an option to choose the payment term of premiums according to what is suitable for you, as well as the option to choose the term of premium payments, either monthly, quarterly, half yearly or annually.

A policy holder who has paid his premiums regularly and has taken a long term investment period, will receive some loyalty additions to the fund value given by this plan. It also permits you to add any amount of money to your fund value at any time during the policy term.

Fund options can be from time to time according to which fund option is most beneficial to you and which provides more profit at that particular time.

If for any reason you want to withdraw a part of the amount for any dire need, you can do so after you have completed three years of policy term and also you should be a major, that is, you should have completed the age of 18 years. A perfectly tailormade plan for people interested in their families’ future.