Kotak Safe Investment Plan:

The Kotak Safe Investment Plan is a plan designed to protect the businessman and his investments in the stock market.  Buying shares in the stock market is at times a gamble.

Profit and loss in business is one’s luck this plan, can protect you from the losses in the stock market by the “Seal of guarantee” that is available in this plan.

The benefits you can obtain by buying a Kotak Safe Investment Plan,
The six fund options to choose from are, Guaranteed Dynamic Money Market Fund, Guaranteed Dynamic Gilt Fund, Guaranteed Dynamic Bond Fund, Guaranteed Dynamic Floating Fund Rate Fund, Guaranteed Dynamic Balanced Fund, and Guaranteed Dynamic Growth Fund.

By buying this plan you have the advantage of receiving the full profit of your investment when the market is going good while at the same time when the market suffers a loss a Guaranteed Maturity Value is available.

At the time of maturity you are eligible to get the higher of guaranteed maturity value or fund value.  Also the fund value of the top-up account will be paid to you.  During the policy term if you are in urgent need of money you are allowed to withdraw some amount from your fund value.

In the event of untimely death, your nominee is eligible to get the sum assured or the fund value whichever is higher and also the market fund value in the top-up account. This plan also offers you more security by providing seven rider benefits.

You have the facility of topping up your fund value any time during the policy term, thus maximizing your fund value.

At the maturity level withdrawal of funds can be in one lump sum or in installments of over a period of years.

This is surely a plan designed for business people, especially for those who are inexperienced in the stock market.  This plan not only provides them with security against any losses that they might meet with but also helps them to gain confidence and experience in its safety net.