SBI Life Swadhan:

SBI Life – Swadhan is a reliable and secure plan that offers strong financial security to you and your family at an affordable cost.  This plan is one of its kind in providing life cover to you and your family. 

This is the only insurance plan so far that not only provides you with life cover but also offers repayment of your premiums at the time of maturity.

By buying SBI Life – Swadhan you have advantages
You can receive life cover at an affordable price.  Since this plan is available by you having to pay minimum premiums for it, it is a plan that is available to all sections of society.

 Even a lower middle class person can afford to buy this policy and has the privilege of having his life insured.

You also have the privilege of receiving your basic premium if you survive till the end of the policy term.  Your policy term will determine the percentage of the premium that will be returned to you. 

So in other words, you can say that you are receiving life cover without paying anything at all.

This plan gives preference to women by offering them the benefit of having a discount of five percent on the premium. This plan offers you the choice of paying your premiums either on a regular basis or in a single premium payment according to your convenience.

You can enjoy the benefits provided by this plan:
According to the death benefit provided by this plan, if you happen to die, your nominee will be given the total amount of the sum assured.

If fortunately, you happen to survive for the entire period of policy, at the end of the survival period, you will receive a refund of your premiums according to your policy term. 

For example, a five year policy can make you eligible to receive fifty percent of the premium that you have paid.  If you have bought the policy for six years, you will receive sixty percent of the premium that you have paid, etc.

SBI’s Life Swadhan in a nutshell is a plan that offers insurance at an affordable premium.  It secures your life and allows you to experience the good things in life by enjoying its benefits.